What happens to my child support if my ex loses his or her job?

July 1st, 2010
There is never an automatic reduction or termination of a child support obligation because of a loss in income. REPEAT: There is never EVER an automatic reduction or termination of a child support obligation because of a loss in income.
If someone loses their job, they need to take affirmative action to have the child support reduced. If you are the person receiving the support (”Recipient”), and the Payor experiences a legitimate job loss, it is probably advisable to agree to a lower, guidelines amount of support until the payor get a new job. This can be done by the two of you filing a Joint Petition for Modification of Child Support, each of your financial statements and Child Support Guidelines Worksheet. The time spent in court over a legitimate job loss is unlikely to fruitful and if you were still an intact family, if one person lost their job, the family would experience a reduction in income.
The problem usually arises when the loss in income appears to be voluntary (as in, they quit a good job without good reason) or after the initial job loss, a lot of time passes and there seems to be little to no effort on the part of the unemployed person to find a new job. If this is the case, and the unemployed person is behind on their child support,  Complaint for Contempt will need to be filed to enforce the child support obligation.
If at the contempt hearing, the Payor swears backwards and forward they have tried everything and can’t find a job, a request can be made that the court order that person to comply with the job search program in the Probation Department and ask for a review date in 30-60 days. If the Payor doesn’t comply with the job search program, when that review date comes, the court can order sanctions (i.e. additional money) or even jail time.
If the Payor does comply with the program but still hasn’t found a job, work with Probation and the court to determine what the problem is preventing this person from finding a job. If it’s lack of education or training, consider agreeing to a lowered amount of support while the Payor gets some additional training or education. This could mean a long-term increase in the Payor’s income which could mean more support in the long run for the children.
If you agree to a lowered amount of child support through a joint petition but then time passes and the unemployed person is not actively seeking a new job,a Complaint for Modification can be filed asking the court to return support to the original amount and/or force the Payor to comply with the job search program through the Probation Department.
Having an attorney for this process is always the best case scenario but if you cannot afford full representation, consider utilizing Limited Assistance Representation at Jackson & Torrone, P.C.
The best piece of advice to Recipient parents having trouble getting child support is to work with the other parent and discuss your options with an attorney as soon as the arrears start adding up.  It is easiest to get payments back on track as soon as possible after a problem arises.

What happens to my child support payments if I lose my job?

July 1st, 2010
There is never an automatic reduction or termination of a child support obligation because of a loss in income.  REPEAT: There is never EVER an automatic reduction or termination of a child support obligation because of a loss in income.

If you lose your job, your hours are cut or for some other reason you are getting paid less, and you don’t take affirmative steps to have your child support adjusted, it stays the same and the arrears (back child support) start adding themselves up.

Therefore, when a loss in income occurs (a legitimate, involuntary loss) or you know it’s coming (a planned lay-off) then the first step should be talking to the Recipient parent about agreeing to temporarily reduce support in accordance with what the unemployment income will be.  If the Recipient parent agrees, then a  Joint Petition for Modification of Child Support must be filed with the court. Both parties sign it and both parties must submit financial statements and a Child Support Guidelines Worksheet along with the petition. If these are filed correctly, there will be no need to even step foot inside a courtroom.  If the Recipient parent is reluctant to change support, suggest mediation or discussing it with an attorney because having an agreement is first and foremost the easiest and least painful route for everyone.

If the Recipient parent will not agree to any changes, then a Complaint for Modification will need to be filed. Not only does this complaint need to be filed, but once the other party is served, a Motion for Temporary Orders should be filed.  This motion asks the court to lower support temporarily while the case in pending because you are unemployed or have lost income for some reason.

Having an attorney for this process is always ideal, and if you cannot afford full representation, look into Limited Assistance Representation at Jackson & Torrone, P.C.

Of the utmost importance is not to let time pass without taking action. Talk to the other parent as soon as you know this is happening and start working on how to handle it as soon as possible.

Attorney Torrone to particiapate in the RUN TO HOME BASE

May 19th, 2010

Attorney John Torrone is running in the Run to Home Base. It is a 9K road race that begins and ends at Fenway Park. He was recently featured on the Webpage for Team Jerry Remy, of which he is a member. Click the following link to check it out: http://www.jerryremys.com/team_remy.html

Proceeds from the race will benefit the Home Base Foundation, which helps soldiers returning from Iraq and Afghanistan, who have stress disorders and brain injuries

Caregiver Agreements

October 27th, 2009

By Karen G. Jackson Esq.

I frequently meet with clients who tell me something similar to this: “I have been taking care of my parent and receiving money over the last few years. Now my parent has just entered the nursing home and there is a house and Read the rest of this entry »

Free Financial Planning for Women Seminar

October 15th, 2009

CD-seminar

Attend a free seminar on Tuesday October 27, 2009 from 5:30 PM to 7:00 PM at Cooley Dickinson Hospital in the Dakin Conference Room.

The Seminar will be presented by Attorney Karen G. Jackson and Financial Planner Molly Keegan. The topic of the seminar is Financial Planning for Women and is designed to help you make appropriate decisions to protect your assets.

The presentation is provided free of charge and is limited to the first 50 people. A light dinner will be served.

To register please call 413-582-2255 or email development@cooley-dickinson.org

Asset Preservation, Hearings and other Complex Medicaid Challenges

October 14th, 2009

By Karen G. Jackson , Esq.

I.         Pre- and Post- Deficit Reduction Act (“DRA”).

  1. Introduction.

The implementation of the Deficit Reduction Act (“DRA”), 42 U.S.C. 1396p, effective February 8, 2006, which modified the Federal Medicaid Act, has significantly changed the strategies that were used pre-DRA.

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Jackson & Torrone Attorneys are Honored for Their Pro Bono Work

October 14th, 2009

The American Bar Association has designated October as Pro Bono Service Month. The Hampshire County Bar Association and The Volunteer Lawyers Service awarded Attorney John J. Torrone the 2009 Pro Bono Publico Read the rest of this entry »

First Time Homebuyer Credit: Don’t Wait Until It Is Too Late

September 11th, 2009

By John J. Torrone, Esq.

If you have not had an ownership interest in a home in the past three years the Federal Government considers you a first time homebuyer.

First time homebuyers are entitled to an income tax credit of $8,000.00 if they purchase a home before December 1, 2009. So long as the home costs Read the rest of this entry »

Why Do I Need An Estate Plan?

September 9th, 2009

by Karen G. Jackson, Esq.

Anyone over 18 years of age needs a will.  Even if a person has few assets, significant sums of money could be due that person’s Estate after death, Read the rest of this entry »

Medicaid MassHealth Planning: An Overview

July 31st, 2009

By Kelly B. Neubauer, Esq.

The Need for Planning

One of the greatest fears of older Americans is that they may end up in a nursing home. This not only means the loss of independence, but also a tremendous financial burden. The average nursing home care costs $75,000 per year, and often times, more.

Many people end up paying for nursing home care out of their savings until they run out. The advantages of paying privately are that you are more likely to gain entrance to a better quality facility and doing so eliminates or postpones dealing with your state’s welfare bureaucracy–an often burdensome process. The disadvantage is that it is expensive and often wipes out a lifetime of hard work and savings.

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